The Potential for Development of Mobile Payments and mPOS Usage on the Polish Market: Empirical Results (Potencjal rozwoju platnosci mobilnych i zastosowania mPOS na rynku polskim. Wyniki badan empirycznych)

Michal Polasik ()

Problemy Zarzadzania, 2015, vol. 13, issue 54, 65-84

Abstract: The aim of this study was to determine the possibilities of lunching in Poland two main payment solutions based on mobile technologies: mobile payments and mobile payment terminals mPOS. A definition of the mPOS concept was proposed and the main characteristics of both solutions based on mobile technologies for retail payments at POS were identified. The analysis is based on the results of the author’s own survey, including a nationwide representative sample of 1,140 merchants operating in 19 industries. The obtained results allowed for establishing the level of interest in these innovations among retailers, taking into account a number of determinants, such as: the industry sector, company size and the fact of accepting payment cards. The market context and the impact of the network externalities were considered. The main barriers to implementation of mobile payments and mPOS by merchants were identified, and synergies occurring between these solutions were characterized. The recommendations regarding strategies for the implementation of mobile technologies on the Polish retail payments market were formulated in the paper.

Keywords: mobile payment; mPOS; innovations; retail payments (search for similar items in EconPapers)
JEL-codes: E42 L81 O33 (search for similar items in EconPapers)
Date: 2015
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Persistent link: https://EconPapers.repec.org/RePEc:sgm:pzwzuw:v:13:i:54:y:2015:p:65-84

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