Natural hazard insurance: dissemination strategies using geological knowledge

Eleni Gianni, Pavlos Tyrologou (), Nazaré Couto, Vitor Correia, Sonia Brondi, Dionisios Panagiotaras and Nikolaos Koukouzas
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Eleni Gianni: Centre for Research and Technology Hellas (CERTH), Maroussi
Pavlos Tyrologou: Centre for Research and Technology Hellas (CERTH), Maroussi
Nazaré Couto: NOVA University Lisbon
Vitor Correia: International Raw Materials Observatory (INTRAW)
Sonia Brondi: University of Venice
Dionisios Panagiotaras: Ionian University
Nikolaos Koukouzas: Centre for Research and Technology Hellas (CERTH), Maroussi

Environment Systems and Decisions, 2023, vol. 43, issue 4, 680-692

Abstract: Abstract During the last decades, natural hazards, such as earthquakes, volcanic eruptions, landslides, floods, storms, droughts, and cyclones, have increased in frequency and severity, influenced by climate change and population growth. These natural hazards can become sudden-onset disasters, causing human losses and property damages that affect economic stability and growth. Although there is a pressing need for risk decrease and adaptation strategies to these unexpected events, targeted natural hazard insurance would be a valuable tool to counteract governmental and individual consequences. This paper summarizes an overview of risk assessment and mitigation strategies based on geological, geomorphological, and meteorological factors. The study includes an examination of monitoring systems for movement and gas emissions, risk and emergency maps, and highlighting the vulnerability of different areas at national and regional levels. Furthermore, the paper addresses the importance of promoting comprehensive geological and geotechnical knowledge among citizens of every socio-economical group and proposing the tools to effectively deliver the message, aiming at increasing the willingness for natural hazard insurance at both individual and governmental scales for human and property protection.

Keywords: Natural hazards; Geology; Risk management; Insurance (search for similar items in EconPapers)
Date: 2023
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DOI: 10.1007/s10669-023-09936-9

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