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Mobile money innovations, income inequality and gender inclusion in sub-Saharan Africa

Simplice Asongu, Peter Agyemang-Mintah (), Joseph Nnanna () and Yolande E. Ngoungou ()
Additional contact information
Peter Agyemang-Mintah: Zayed University
Joseph Nnanna: The Clan Place
Yolande E. Ngoungou: University of Yaoundé 2

Financial Innovation, 2024, vol. 10, issue 1, 1-21

Abstract: Abstract This study assesses the role of mobile money innovations on income inequality and gender inclusion in 42 sub-Saharan African countries from 1980 to 2019 using interactive quantile regressions. It finds that, first, income inequality unconditionally reduces the involvement of women in business and politics. Second, mobile money innovations interact with income inequality to have a positive impact on women in business and politics. Third, the net effects of mobile money innovations on gender inclusion through income inequality are consistently negative. Fourth, as the positive conditional or interactive effects and negative net effects are consistent across the conditional distribution of gender inclusion, thresholds at which mobile money innovations can completely dampen the negative effect of income inequality on gender inclusion are provided. Therefore, policymakers should work toward improving conditions for mobile money innovations. They should also be aware that reducing both income inequality and enhancing mobile money innovations simultaneously leads to more inclusive outcomes in terms of gender inclusion.

Keywords: Financial inclusion; Inequality; Mobile phones; Sub-Saharan Africa; Women (search for similar items in EconPapers)
JEL-codes: G20 I10 I20 I32 O40 (search for similar items in EconPapers)
Date: 2024
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Related works:
Working Paper: Mobile money innovations, income inequality and gender inclusion in sub-Saharan Africa (2023) Downloads
Working Paper: Mobile money innovations, income inequality and gender inclusion in sub-Saharan Africa (2023) Downloads
Working Paper: Mobile money innovations, income inequality and gender inclusion in sub-Saharan Africa (2023) Downloads
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DOI: 10.1186/s40854-023-00553-8

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