BP neural network-based mobile payment risk prediction in cloud computing environment and its impact on e-commerce operation

Honghong Wang ()
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Honghong Wang: Zibo Vocational Institute

International Journal of System Assurance Engineering and Management, 2022, vol. 13, issue 3, No 11, 1072-1080

Abstract: Abstract The purpose is to improve the accuracy of e-commerce mobile payment risk prediction, and further analyze the characteristics of mobile payment users and their impact on e-commerce activities, to solve the problem of mobile payment in different business environments. Based on the preliminary exploration of cloud computing, first, the concept of mobile payment and related theories are elaborated, and the development and operation mode of e-commerce are discussed. Mobile payment based on financial technology, online shopping and social entertainment are analysed, respectively. Based on BP neural network and data mining technology, multi-dimensional e-commerce mobile payment risk time series are analyzed, and e-commerce mobile payment risk prediction model is constructed. The comparative experiment reveals that the risk prediction deviation of e-commerce mobile payment based on BP neural network is very small, which can track the change characteristics of e-commerce mobile payment risk with high precision, and the efficiency of e-commerce mobile payment risk prediction is very high. In the cloud computing environment, mobile payment can analyze financial products and improve transaction security. Moreover, it can carry out product research and analysis, solve the risk problem under the background of online shopping, and promote the diversified development of e-commerce under the background of social entertainment.

Keywords: Cloud computing; Mobile payment; E-commerce; Mobile internet; Big data (search for similar items in EconPapers)
Date: 2022
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DOI: 10.1007/s13198-021-01393-4

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