Women-led Firms and Credit Access. A Gendered Story?

Stefania Basiglio (), Paola Vincentiis (), Eleonora Isaia () and Mariacristina Rossi
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Stefania Basiglio: Università degli Studi di Torino
Paola Vincentiis: Università degli Studi di Torino
Eleonora Isaia: Università degli Studi di Torino

Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, 2023, vol. 9, issue 1, No 7, 199-233

Abstract: Abstract This work focuses on credit access and demand in Italian firms using the RIL dataset, a sample representative of Italian firms, for the year 2015. We investigate whether the gender of the firm’s decision-maker plays a role in requesting and obtaining a loan. Our results suggest that women are significantly less likely to ask for credit, while no significant differences in credit approval are found between the two genders. Moreover, the gender gap disappears for more educated women, as well as for firms in the north of the country.

Keywords: Credit demand; Italian firms; Gender (search for similar items in EconPapers)
JEL-codes: D22 H81 J16 (search for similar items in EconPapers)
Date: 2023
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Citations: View citations in EconPapers (3)

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DOI: 10.1007/s40797-021-00180-1

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