Management Cost Efficiency and Technology Gap: Cooperative vs. Non-Cooperative Credit Banks

Cristian Barra, Anna Papaccio () and Nazzareno Ruggiero ()
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Anna Papaccio: University of Salerno, DISPC - Department of Political and Communication Sciences - CELPE Centre for Labour Economics and Economic Policy
Nazzareno Ruggiero: University of Salerno, DISES-Department of Economics and Statistics, CELPE-Centre for Labour Economics and Economic Policy

Journal of the Knowledge Economy, 2025, vol. 16, issue 6, No 46, 18707-18737

Abstract: Abstract This paper analyses the difference between cooperative and non-cooperative banks in Italy in terms of managerial efficiency and technological inefficiency. We disentangle the metafrontier and group-specific frontiers using data from 1994 to 2015, decomposing the efficiency scores of the two bank groups into cost-efficiency scores and cost technology gap ratios. Cooperative banks have greater efficiency scores across all regions and for each group-specific technology frontier. The findings indicate that the primary cause of inefficiency for the two bank groups is not management inefficiency but rather the technology gap. Furthermore, cooperative banks exhibit lower cost efficiency inequality than non-cooperative banks in most regions.

Keywords: Banking management; Cost efficiency; Metafrontier analysis; Regional inequality (search for similar items in EconPapers)
JEL-codes: C21 C67 G21 (search for similar items in EconPapers)
Date: 2025
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DOI: 10.1007/s13132-025-02612-0

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