Financial literacy and retirement planning: evidence from China

Geng Niu () and Yang Zhou

Applied Economics Letters, 2018, vol. 25, issue 9, 619-623

Abstract: We study the relationship between financial literacy and retirement planning in China. We find that higher scores on the financial literacy questions are associated not only with a higher probability of retirement planning, but also a higher propensity to actively use financial markets for retirement preparation. These relationships are robust to taking into account the endogeneity of financial literacy.

Date: 2018
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DOI: 10.1080/13504851.2017.1352072

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