Impact of gender on access to finance in developing countries

Nighat Seema, Fazal Jawad Seyyed and Choudhry Tanveer Shehzad

Applied Economics, 2021, vol. 53, issue 57, 6582-6610

Abstract: This paper studies the effect of female ownership on access to finance on a broad panel of developing countries. We find that female owners generally face more credit constraints compared to their male counterparts, however, such constraints are lower for women-owned firms that have an experienced senior management. We further show that with better institutional and policy environment in a country, women-owned firms face fewer credit constraints. Our findings remain robust when tested across a sample of small and medium enterprises (hereinafter SMEs) and other sensitivity tests.

Date: 2021
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DOI: 10.1080/00036846.2021.1947958

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