Micro-insurance through corporate–NGO partnerships in West Bengal: opportunities and constraints

René Véron and Ananya Majumdar

Development in Practice, 2011, vol. 21, issue 1, 122-129

Abstract: This Practical Note examines the nascent micro-insurance sector in West Bengal, paying particular attention to the corporate–NGO partnership model for micro-insurance distribution, which has been enabled by India's unique regulatory framework. We challenge the popular construction of this model as a ‘win–win’ for all parties by analysing conflicting understandings of micro-insurance schemes and their purposes by insurance companies, NGOs, and poor villagers. The article also considers the role of the specific political context of West Bengal in constricting corporate–NGO micro-insurance.

Date: 2011
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DOI: 10.1080/09614524.2011.530229

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