Breaking barriers: exploring factors shaping women’s financial decision-making in Indian households

Sangeeth Mathew Philip and Pragati Jain

Development in Practice, 2025, vol. 35, issue 3, 374-385

Abstract: Assessing the elements impacting women’s decision-making authority within their households becomes increasingly essential if societies have to be more inclusive. This study takes the National Family Health Survey–5 (NFHS–5) to understand the influence of selected factors such as the highest education level acquired, their occupational status, access to a bank account, decision-making power regarding their health care, whether they own a solitary or joint residence and decision-making power regarding family, where decision-making autonomy within Indian households is taken as the dependent variable, which is taken as the proxy for empowerment in this case. The results reveal that these factors had a positive, and at the same time, a statistically significant impact, demonstrating the importance of these factors in promoting women’s empowerment, which serves as the cornerstone for the long-term development of a society.

Date: 2025
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DOI: 10.1080/09614524.2024.2446946

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