Getting South African banks to serve micro-entrepreneurs: An analysis of policy options

Andrie Schoombee

Development Southern Africa, 2000, vol. 17, issue 5, 751-767

Abstract: The lack of access to formal bank credit is one of the important problems faced by South African micro-entrepreneurs in the informal sector. Although the government has addressed this issue, private banks are still not interested in serving micro-enterprises. This article presents an analysis of the policies implemented by the government, as well as policies followed in other countries, to reach a conclusion with regard to the path to follow for solving this problem.

Date: 2000
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DOI: 10.1080/713661429

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