Accessing Homeownership With Credit Constraints

Arthur Acolin, Laurie Goodman and Susan Wachter

Housing Policy Debate, 2019, vol. 29, issue 1, 108-125

Abstract: The tightening of mortgage credit in the aftermath of the global financial crisis has been identified as a factor in the decline of homeownership in the United States to 50-year lows. In this article, we review findings about the role of borrowing constraints and tightened credit in lowering access to homeownership. We also discuss how institutional changes could hinder or support this access going forward.

Date: 2019
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Persistent link: https://EconPapers.repec.org/RePEc:taf:houspd:v:29:y:2019:i:1:p:108-125

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DOI: 10.1080/10511482.2018.1452042

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