Credit for What? Informal Credit as a Coping Strategy of Market Women in Northern Ghana
Authors registered in the RePEc Author Service: Kati Kraehnert
Journal of Development Studies, 2010, vol. 46, issue 2, 234-253
This paper explores the use of informal credit as a strategy for managing risks by market women in northern Ghana. A broad concept of the costs of risk management strategies is introduced and encompasses both a time and monetary dimension. Based on qualitative data, the analysis reveals that market women invest a considerable amount of time in maintaining complex networks of informal credit providers to ensure their access to credit once a shock occurs. Informal credit involves high transaction costs and prevents market women from growing out of poverty in the long term.
References: View complete reference list from CitEc
Citations: View citations in EconPapers (8) Track citations by RSS feed
Downloads: (external link)
Access to full text is restricted to subscribers.
Working Paper: Credit for What?: Informal Credit as a Coping Strategy of Market Women in Northern Ghana (2007)
Working Paper: Credit for what? Informal credit as a coping strategy of market women in northern Ghana (2006)
This item may be available elsewhere in EconPapers: Search for items with the same title.
Export reference: BibTeX
RIS (EndNote, ProCite, RefMan)
Persistent link: https://EconPapers.repec.org/RePEc:taf:jdevst:v:46:y:2010:i:2:p:234-253
Ordering information: This journal article can be ordered from
Access Statistics for this article
Journal of Development Studies is currently edited by Howard White, Oliver Morrissey and Ken Shadlen
More articles in Journal of Development Studies from Taylor & Francis Journals
Bibliographic data for series maintained by Chris Longhurst ().