Social Identity and the Formation of Health Insurance Networks
Joachim De Weerdt and
Marcel Fafchamps
Journal of Development Studies, 2011, vol. 47, issue 8, 1152-1177
Abstract:
In a panel survey of an informal insurance network in Tanzania we find none of the tell-tale signs that insurance transfers follow reciprocal risk sharing arrangements among self-interested individuals: insurance remittances do not occur through informal loans; transfers are not regressive; and they do not fall when shocks are repeated over time. The evidence of unreciprocated transfers occurring between kin is suggestive of risk sharing based on altruism or social norms .
Date: 2011
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Persistent link: https://EconPapers.repec.org/RePEc:taf:jdevst:v:47:y:2011:i:8:p:1152-1177
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DOI: 10.1080/00220388.2010.527952
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