Households' Willingness to Pay for Health Microinsurance and its Impact on Actual Take-up: Results from a Field Experiment in Senegal
Jacopo Bonan,
Philippe LeMay-Boucher and
Michel Tenikue ()
Journal of Development Studies, 2014, vol. 50, issue 10, 1445-1462
Abstract:
Community-based health insurance schemes (CBHIS) have been present in the region of Theis, Senegal, for many years. Yet, despite the benefits they offer, take-up rates remain low. This article measures the willingness to pay (WTP) for CBHIS premiums in such a context; our results highlight the role of income, wealth and risk preferences as determinants of WTP. We also provide an analysis of the predictive power of WTP on the actual take-up of insurance following our offering of membership to a sample of 360 households. Results show that WTP has a positive and significant impact on actual CBHIS take-up.
Date: 2014
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Working Paper: Household's willingness to pay for health microinsurance and its impact on actual take-up: results from a field experiment in Senegal (2013) 
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Persistent link: https://EconPapers.repec.org/RePEc:taf:jdevst:v:50:y:2014:i:10:p:1445-1462
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DOI: 10.1080/00220388.2014.940909
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