Expansion and profitability of bank branches: a study on selected rural branches of Bangladesh
Syed Manzur Quader,
Nahin Israt Shamsi and
Mohammad Nayeem Abdullah
Macroeconomics and Finance in Emerging Market Economies, 2020, vol. 13, issue 3, 295-315
Using probit regression model on primary data, this study reveals that level of educational qualification, value of asset owned and individual’s monthly income, and being married have a positive and significant impact on account opening decision, whereas the value of asset owned, monthly income, number of earning members in the family, and being male and married have a positive and significant impact on the frequency of using banking services in rural area of Bangladesh. Furthermore, fixed effect estimation results on branch-level monthly panel data reveal that branch size, deposit and remittances positively and significantly affects profitability, whereas expense management affects negatively.
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Persistent link: https://EconPapers.repec.org/RePEc:taf:macfem:v:13:y:2020:i:3:p:295-315
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