Mobile banking adoption by business executives in Nigeria

Foluke Olabisi Okocha and Vera Awele Adibi

African Journal of Science, Technology, Innovation and Development, 2020, vol. 12, issue 7, 847-854

Abstract: Challenges with the adoption of mobile banking technologies are best understood by studies on adoption. This however requires understanding the factors that influence its adoption in a given region. Technology Acceptance Model (TAM) was adopted to understand the underlying factors that influence mobile banking adoption by business executives in Nigeria. TAM was extended to include economic issues. Data were collected from 66 business executives in Nigeria using a structured questionnaire based on the model; the questionnaire was further analyzed using principal component analysis and regression analysis. Results showed that economic issues and social influence were major determinants for mobile banking adoption by business executives in Nigeria. However, economic issues were considered as the main predictor with a p-value of 0.000. This study contributes to the existing knowledge by giving consideration to business executives’ adoption of mobile banking in a developing country.

Date: 2020
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DOI: 10.1080/20421338.2020.1727107

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