Geography of Savings in the German Occupational Pension System

Csaba Burger

Regional Studies, 2014, vol. 48, issue 7, 1176-1193

Abstract: Burger C. Geography of savings in the German occupational pension system, Regional Studies . The German pension reform of 2001 significantly decreased the level of public pensions for future generations, and created instead voluntary supplementary plans. This paper analyses the regional structure of savings amounts in the case of occupational pensions using a unique, commercial dataset containing the records of 286 000 employees joining between the years 2002 and 2009. The analysis applies different location definitions in explaining financial behaviour. The differences in the relationship between metropolitan and non-metropolitan, East and West, and North and South are explained with the geographical nature of decision contexts. Implications are drawn on human behaviour and geography.

Date: 2014
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DOI: 10.1080/00343404.2012.697625

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