Discrimination in Mortgage Lending: A Critical Review of the Literature

Michael LaCOUR-LITTLE

Journal of Real Estate Literature, 1999, vol. 7, issue 1, 15-49

Abstract: This article surveys the diverse research that examines racial disparities in mortgage lending markets in the context of the fair housing legislation of recent decades. A review of the theoretical models, data, and empirical methods reveals deficiencies in all three areas. A new research agenda focusing on development of more complete models of mortgage lending together with panel data tracking mortgage loan performance over time is needed.

Date: 1999
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DOI: 10.1080/10835547.1999.12090078

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