Genetics and Insurance: What have we Learned So Far?

Angus Macdonald

Scandinavian Actuarial Journal, 2003, vol. 2003, issue 4, 324-348

Abstract: Genetics and insurance is an area unusually exposed to rapid scientific advance, close public and political scrutiny, and popular myth. It may be leading the way towards evidence-based underwriting. This survey paper describes some of the experience gained since actuarial involvement began in the mid-1990s, particularly the vital link with genetic epidemiology. We survey the relevant aims and outputs of genetic epidemiology, mainly relating to single-gene disorders, and the use of genetic epidemiology in actuarial models. The part that actuarial models might play in evidence-based approaches to underwriting and policy-making is discussed.

Date: 2003
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Persistent link: https://EconPapers.repec.org/RePEc:taf:sactxx:v:2003:y:2003:i:4:p:324-348

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DOI: 10.1080/03461230110106426

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Scandinavian Actuarial Journal is currently edited by Boualem Djehiche

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