Digital financial services and human development: current landscape and research prospects

Himanshu Sharma and Antonio Díaz Andrade

Information Technology for Development, 2023, vol. 29, issue 4, 582-606

Abstract: This study explores and analyses the implications of digital financial services (DFS) on human development from a global perspective. Informed by a systematic literature review of studies published in the past two decades, from 2000 to 2020, this research unveils six overarching themes: contextual conditions, technological skills and financial literacy, consistent trust, shaping financial behavior, energizing economic activities, and supporting financial inclusion. Further analysis categorizes these themes into what constitutes the two intertwined dimensions of DFS: foundational conditions and effectual repercussions. We discuss how these dimensions enhance our understanding of the role information and communication technologies play in contributing to human development. We also present practical implications for different stakeholders in the financial sector.

Date: 2023
References: Add references at CitEc
Citations: View citations in EconPapers (1)

Downloads: (external link)
http://hdl.handle.net/10.1080/02681102.2023.2199189 (text/html)
Access to full text is restricted to subscribers.

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:taf:titdxx:v:29:y:2023:i:4:p:582-606

Ordering information: This journal article can be ordered from
http://www.tandfonline.com/pricing/journal/titd20

DOI: 10.1080/02681102.2023.2199189

Access Statistics for this article

Information Technology for Development is currently edited by Sajda Qureshi

More articles in Information Technology for Development from Taylor & Francis Journals
Bibliographic data for series maintained by Chris Longhurst ().