TIJORAT BANKLARI KREDIT PORTFELINI BOSHQARISHDA RISK-MENEJMENTNING NAZARIY ASOSLARI

Iskandar Misirov

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3, issue 12

Abstract: Ushbu maqolada tijorat banklari faoliyatida kredit portfelini shakllantirish va boshqarish jarayonida riskmenejmentningnazariy asoslari yoritib berilgan. Xususan, kredit risklari mohiyati, ularning bank barqarorligi va moliyaviysamaradorlikka ta’siri ochib berilib, risk-menejmentning bank kredit portfelini boshqarishdagi o‘rni va ahamiyati tahlilqilingan. Kredit portfelini boshqarishda qo‘llaniladigan asosiy nazariy yondashuvlar, risklarni aniqlash, baholash vaminimallashtirish mexanizmlari ilmiy nuqtayi nazardan ko‘rib chiqilgan. Shuningdek, kredit risklarini boshqarishni tartibgasoluvchi normativ-huquqiy va institutsional asoslar umumlashtirilgan. Maqolada xalqaro bank amaliyoti va ilmiy tadqiqotlarasosida kredit portfeli risk-menejmentini takomillashtirishning nazariy yo‘nalishlari hamda bank tizimi barqarorliginita’minlashdagi ustuvor jihatlar asoslab berilgan

Keywords: kredit portfeli; kredit risklari; risk-menejment; bank barqarorligi; moliyaviy samaradorlik; kredit portfelini boshqarish; risklarni baholash; risklarni minimallashtirish; bank tizimi; normativ-huquqiy asoslar (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:i:12:id:9086

DOI: 10.5281/zenodo.18513890

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