RAQAMLI BANK XIZMATLARINING JADAL RIVOJLANISHI SHAROITIDA O‘ZBEKISTON BANK TIZIMIDA RAQOBAT INDEKSI O‘ZGARISHI VA UNING OMILLI TAHLILI

Odiljon Karimov

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3, issue 12

Abstract: Ushbu maqolada 2016–2025–yillarda raqamli transformatsiyaning O‘zbekiston bank tizimidagi raqobatgata’siri tahlil qilinadi. HHI va Lerner indekslarining pasayishi bozor konsentratsiyasining izchil kamayganini ko‘rsatadi.Raqamli banklar, mobil banking, QR-to‘lovlar hamda fintech xizmatlarining kengayishi yirik banklar ustunligini sezilarlidarajada qisqartirib, raqobat muhitini kuchaytirdi. Tadqiqotda HHI va Lerner indekslari dinamikasi asosida raqobatningmiqdoriy bahosi amalga oshirildi. Mobil banking, QR-to‘lovlar va fintech ko‘rsatkichlarining ta’siri omilli regressiya modeliyordamida aniqlangan.

Keywords: raqamli infratuzilma; Open API; raqobat indeksi; banklararo raqobat; FinTech; PSD2 (search for similar items in EconPapers)
Date: 2025
References: Add references at CitEc
Citations:

Downloads: (external link)
https://yashil-iqtisodiyot-taraqqiyot.uz/journal/index.php/GED/article/view/9200 Abstract page (text/html)
https://yashil-iqtisodiyot-taraqqiyot.uz/journal/i ... e/download/9200/7396 Full text (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:i:12:id:9200

DOI: 10.5281/zenodo.18639067

Access Statistics for this article

More articles in GREEN ECONOMY AND DEVELOPMENT from "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics
Bibliographic data for series maintained by Xayrulla ().