BANK FILIALLARINING SAMARADORLIGINI BAHOLASHNI TAKOMILLASHTIRISH MASALALARI

Akmal Xodjakulov

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3, issue 12

Abstract: Banklararo raqobatning kuchayishi sharoitida mijozlarni jalb etish va ularning pul mablag‘larini depozitlargayo‘naltirish masalasi banklar faoliyatining ustuvor yo‘nalishlaridan biriga aylanmoqda. Banklar hududlarda filial tarmoqlarinikengaytirish orqali moliyaviy xizmatlar bozorida o‘z mavqeini mustahkamlashga intilmoqda. Raqobat muhitida bankfaoliyatini strategik rivojlantirish hududiy mijozlar ehtiyojlariga mos bank xizmatlarini taklif etish imkonini beradigansamarali filial tarmoqlarini shakllantirishni taqozo etadi.Shu bilan birga, filial tarmoqlari tashkil etilgandan so‘ng ularning faoliyatini muvofiqlashtirish va samaradorligini oshirishdolzarb vazifaga aylanadi. Ayniqsa, bank filiallarining natijadorligini baholash hamda barqaror faoliyatini ta’minlashmasalalari ilmiy-amaliy yondashuvni talab qiladi. Mazkur maqolada O‘zbekiston Respublikasi banklari filiallari faoliyatisamaradorligini baholash amaliyoti tahlil qilinib, uni takomillashtirish bo‘yicha ilmiy asoslangan tavsiyalar ishlab chiqilgan

Keywords: bank filiali; daromad; xarajat; sof foyda; samaradorlik; banklararo raqobat; foizli daromad; foizsiz daromad; Markaziy bank; aktivlar rentabelligi; kapital rentabelligi; sof foizli marja (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:i:12:id:9202

DOI: 10.5281/zenodo.18639150

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