BANK SEKTORINING DOLZARB MUAMMOLARI VA ULARNI HAL QILISH YO‘LLARI

Guzal Narziyeva, Dilbar Toshmurodova and Nomozjon Zarmaxmatov

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3

Abstract: Ushbu maqolada bank sektorining dolzarb muammolari va ularni hal qilish yo‘llari tahlil qilinadi. Banklarmoliyaviy barqarorlik, kredit risklari, texnologik o'zgarishlar, regulyatorlik talablari va kiberxavfsizlik kabi qiyinchiliklar bilanyuzma-yuz kelmoqda. Moliyaviy barqarorlikni ta'minlash uchun banklar kapital bazasini kuchaytirish va diversifikatsiyaqilish zarur. Kredit risklarini boshqarish uchun zamonaviy baholash usullaridan foydalanish va mijozlarning moliyaviyholatini chuqur tahlil qilish muhimdir. Texnologik innovatsiyalarni qabul qilish, raqamli xizmatlarni kengaytirish va fintechkompaniyalari bilan hamkorlik qilish banklarning raqobatbardoshligini oshiradi. Regulyatorlik talablariga moslashish vakiberxavfsizlikni kuchaytirish esa banklar uchun zaruriy choralar hisoblanadi

Keywords: Bank sektori; moliyaviy barqarorlik; kredit risklari; texnologik o'zgarishlar; regulyatorlik talablar; kiberxavfsizlik; innovatsiyalar; fintech; raqobatbardoshlik; diversifikatsiya (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:id:6034

DOI: 10.5281/zenodo.15743412

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