KREDIT PORTFELIDA MUAMMOLI KREDITLAR ULUSHINI KAMAYTIRISH YO‘LLARI

Salixova G.j

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3

Abstract: Ushbu maqolada banklarda kredit portfelini boshqarish jarayoni va uning muammoli kreditlar hajmiga ta’siritahlil qilinadi. Asosiy e’tibor kreditlarni baholash, tasniflash, risk foizini aniqlash, rezervlarni shakllantirish va portfel sifatinimonitoring qilish bosqichlariga qaratiladi. Tadqiqotda, to‘g‘ri kredit siyosati va samarali boshqaruv orqali muammoli kreditlarulushini kamaytirish, bankning moliyaviy barqarorligini ta’minlash hamda rentabellikni oshirish mumkinligi ko‘rsatiladi. Shubilan birga, diversifikatsiya va past riskli kredit turlariga e’tibor qaratish strategiyalari bank portfelini mustahkamlashdamuhim vosita sifatida tavsiflanadi

Keywords: kredit portfeli; muammoli kreditlar (NPL – non-performing loans); kredit riskini boshqarish; bank faoliyati; kredit siyosati; risklarni baholash; rezervlar; kredit tahlili; moliyaviy barqarorlik; diversifikatsiya (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:3:y:2025:id:7771

DOI: 10.5281/zenodo.17576720

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