O‘ZBEKISTON BANK-MOLIYA TIZIMIDA KREDIT RISKLARINI BOSHQARISH AMALIYOTINI TAKOMILLASHTIRISH VA UNING XUSUSIY SEKTOR RIVOJLANISHIGA TA’SIRI

Nozima Norova

GREEN ECONOMY AND DEVELOPMENT, 2025, vol. 3

Abstract: Maqolada tijorat banklarida kredit risklarini boshqarishning xorijiy tajribalari va ularni O‘zbekiston bankamaliyotiga tatbiq etish imkoniyatlari o‘rganilgan. Xususan, rivojlangan davlatlarda qo‘llanilayotgan kredit risklarinibaholash, diversifikatsiya, sug‘urta va kredit skoring tizimlari tahlil qilingan. Basel qo‘mitasi standartlari asosida risklarnikamaytirishning zamonaviy mexanizmlari o‘zbek banklari uchun amaliy ahamiyati bilan yoritilgan. Shuningdek, kreditportfelini raqamli monitoring qilish, prudensial me’yorlardan foydalanish va xalqaro tajribalarni milliy sharoitga moslashtirishbo‘yicha takliflar ishlab chiqilgan. Natijalar kredit risklarini samarali boshqarishga xizmat qiladi

Keywords: tijorat banklari; kredit riski; risklarni boshqarish; Basel standartlari; xalqaro tajriba (search for similar items in EconPapers)
Date: 2025
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DOI: 10.5281/zenodo.17577094

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