BANKLARNI MODERNIZATSIYA VA TRANSFORMATSIYA QILISH JARAYONIDA INVESTITSION KREDITLASH SAMARADORLIGINI TA’MINLASH VA UNI OSHIRISHNING ASOSIY YO‘LLARI

Eldor Tuxsanov

GREEN ECONOMY AND DEVELOPMENT, 2026, vol. 4, issue 1

Abstract: Mazkur maqolada banklarni modernizatsiya va transformatsiya qilish sharoitida investitsion kreditlashsamaradorligini oshirishning nazariy-amaliy jihatlari yoritilgan. Kredit portfeli sifati, tavakkalchiliklarni boshqarish, skoringtizimining rivojlanishi va tijorat banklarida kredit qarorlarini qabul qilish jarayonining takomillashtirilishi asosiy tahlil obyektisifatida ko‘rib chiqilgan. Shuningdek, bank xizmatlarining raqamlashtirilishi, masofaviy xizmatlar ulushining oshishi,kreditga layoqatlilikni baholash modellarining qo‘llanilishi hamda stress-testlashning ahamiyati ilmiy asosda tahlil etildi.Maqolada investitsion kreditlash samaradorligini ta’minlash uchun zarur bo‘lgan tashkiliy, texnologik va institutsionaltakliflar ishlab chiqilgan.

Keywords: investitsion kreditlash; tijorat banklari; skoring tizimi; kredit portfeli; tavakkalchiliklarni boshqarish; bank transformatsiyasi; raqamli bank xizmatlari; stress-testlash; kreditga layoqatlilik. (search for similar items in EconPapers)
Date: 2026
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:4:y:2026:i:1:id:8785

DOI: 10.5281/zenodo.18267981

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