O‘ZBEKISTON TIJORAT BANKLARI MOLIYAVIY BARQARORLIGINING HOZIRGI HOLATI TAHLILI

Sardor Yangiboyev

GREEN ECONOMY AND DEVELOPMENT, 2026, vol. 4, issue 4

Abstract: Mazkur tadqiqot ishi O‘zbekiston Respublikasi bank tizimining 2024–2026-yillar oralig‘idagi moliyaviybarqarorligi holatini tahlil qilishga bag‘ishlangan. Ishda tijorat banklarining kapital yetarliligi, aktivlar sifati, likvidlilik darajasiva rentabellik dinamikasi so‘nggi makroiqtisodiy hamda prudensial ko‘rsatkichlar asosida chuqur o‘rganilgan.Tadqiqotda bank tizimi barqarorligini baholash uchun Bazel III standartlari, makro stress-test modellari (GaR, SystemicCCA) va dinamik panel ma’lumotlari kabi ilg‘or ekonometrik usullardan foydalanilgan. Tahlillar natijasida mamlakatYaIMining 7,2 foizga o‘sishi va inflyatsiyaning pasayishi bank sektori uchun qulay muhit yaratgani aniqlangan

Keywords: tijorat banklari; moliyaviy barqarorlik; kapital yetarliligi; Bazel III; muammoli kreditlar (NPL); likvidlilik; rentabellik; stress-test; makroprudensial siyosat (search for similar items in EconPapers)
Date: 2026
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DOI: 10.5281/zenodo.19543207

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