RAQAMLI IQTISODIYOT TRANSFORMATSIYASI SHAROITIDA TIJORAT BANKLARI TO‘LOV QOBILIYATINI TA’MINLASHNING INNOVATSION MEXANIZMLARI

Zohida Adilova

GREEN ECONOMY AND DEVELOPMENT, 2026, vol. 4, issue 5

Abstract: Mazkur maqolada raqamli iqtisodiyot transformatsiyasi sharoitida tijorat banklarining to‘lov qobiliyatinita’minlashning innovatsion mexanizmlari tadqiq etilgan. Tadqiqot doirasida banklarda “stress-test” usulini doimiy qo‘llash,to‘lovlar navbatini optimallashtiruvchi “queuing” siyosati, LCR ko‘rsatkichlari monitoringi hamda blokcheyn texnologiyasiasosidagi to‘lov kafolati reyestrini joriy etish masalalari ilmiy jihatdan asoslab berilgan. AT Aloqabank misolida ushbumexanizmlarning joriy etilishi bankning barqaror likvid mablag‘lari hajmini 12 % ga va to‘lov qobiliyati darajasini 20 % gaoshirishi tahlil qilingan

Keywords: raqamli iqtisodiyot; tijorat banki; to‘lov qobiliyati; likvidlik; stress-test; “queuing” siyosati; LCR monitoringi; blokcheyn reyestri. (search for similar items in EconPapers)
Date: 2026
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:4:y:2026:i:5:id:10486

DOI: 10.5281/zenodo.20235994

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