RAQAMLI VALYUTALARNING IQTISODIYOTDAGI O‘RNI VA MOLIYAVIY BARQARORLIKKA TA’SIRI

Zilola Nabiyeva

GREEN ECONOMY AND DEVELOPMENT, 2026, vol. 4, issue 6

Abstract: So‘nggi yillarda global moliya tizimida raqamli texnologiyalar, shu bilan birga, raqamlivalyutalar jadal sur’atlarda rivojlanmoqda. To‘lov tizimlarida raqamli valyutalarning paydo bo‘lishi va kengqo‘llanilishi moliyaviy barqarorlik masalasini dolzarb qilib qo‘ydi. Ushbu maqola raqamli valyutalarning ijobiyta’siri, moliya tizimining samaradorligini oshirishi, shaffoflikni kuchaytirishi va moliyaviy inklyuziyani qo‘llabquvvatlashimumkinligi, shu bilan birga, salbiy tomonlari hisoblangan banklarning an’anaviy funksiyalariga,likvidlik va kreditlash mexanizmlariga salbiy ta’sir ko‘rsatishi, yangi tizimli risklarni keltirib chiqarishi mumkinliginio‘rganishga bag‘ishlangan.

Keywords: raqamli valyuta; to‘lov tizimi; moliyaviy barqarorlik; CBDC; stablecoin; banklar (search for similar items in EconPapers)
Date: 2026
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:4:y:2026:i:6:id:11371

DOI: 10.5281/zenodo.20933617

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