KICHIK BIZNES SUBYEKTLARIGA AJRATILAYOTGAN BANK KREDITLARINING IQTISODIY SAMARADORLIGINI BAHOLASH

Ilyosbek Alijonov

GREEN ECONOMY AND DEVELOPMENT, 2026, vol. 4, issue 7, 328-333

Abstract: Mazkur maqolada kichik biznes subyektlariga ajratilayotgan bank kreditlarining iqtisodiysamaradorligini baholashning nazariy-metodologik asoslari, mezonlari va amaliy mexanizmlari tadqiq etilgan.Kreditlash natijadorligi qarz oluvchi subyektning qo‘shimcha daromadi, operatsion pul oqimi, ishlab chiqarishhajmi, rentabelligi, mehnat unumdorligi, bandlik ko‘rsatkichlari va moliyaviy barqarorligida yuzaga kelgansifat hamda miqdor o‘zgarishlari bilan o‘zaro bog‘liq holda baholanishi zarurligi ko‘rsatilgan. Kreditdan oldingibazaviy holatni aniqlash, kreditdan keyingi qo‘shimcha natijani o‘lchash, riskka moslashtirilgan daromadnihisoblash, raqamli monitoring va pul oqimiga asoslangan kreditlashni takomillashtirish bo‘yicha ilmiy takliflarishlab chiqilgan.

Keywords: kichik biznes; bank krediti; iqtisodiy samaradorlik; kreditlash mexanizmi; kreditga layoqatlilik; axborot asimmetriyasi; kredit riski; operatsion pul oqimi; rentabellik; kredit monitoringi; moliyaviy barqarorlik. (search for similar items in EconPapers)
Date: 2026
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Persistent link: https://EconPapers.repec.org/RePEc:teu:ged000:v:4:y:2026:i:7:id:11727

DOI: 10.5281/zenodo.21539124

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