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The Effect of Health Insurance on Emergency Department Visits: Evidence from an Age-Based Eligibility Threshold

Michael Anderson, Carlos Dobkin and Tal Gross

The Review of Economics and Statistics, 2014, vol. 96, issue 1, 189-195

Abstract: Health insurance affects the rate at which individuals visit hospitals and emergency departments (EDs). We identify the causal effect of losing health insurance using a regression discontinuity design. We compare individuals just before and after their twenty third birthday, which insurers have used as a cutoff after which students are no longer eligible for their parents' health insurance: 1.5% of young adults lose their health insurance upon turning 23, and this transition leads to a 1.6% decrease in ED visits and a 0.8% decrease in hospital stays. We discuss why these estimates are larger than those observed among teenage populations. © 2014 The President and Fellows of Harvard College and the Massachusetts Institute of Technology.

Keywords: health insurance; health care utilization (search for similar items in EconPapers)
JEL-codes: G22 I11 I18 (search for similar items in EconPapers)
Date: 2014
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Citations: View citations in EconPapers (38)

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The Review of Economics and Statistics is currently edited by Pierre Azoulay, Olivier Coibion, Will Dobbie, Raymond Fisman, Benjamin R. Handel, Brian A. Jacob, Kareen Rozen, Xiaoxia Shi, Tavneet Suri and Yi Xu

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