Dari Murabahah Menuju Musyarakah, Upaya Mendorong Optimalisasi Sektor Riel

Muhammad Akhyar Adnan ()

Jurnal Akuntansi dan Auditing Indonesia, 2005, vol. 9, issue 2

Abstract: The murabahah products have been dominating Sharia Bank Products portfolio. There is nothing to be objected, when this phenomenon is seen from the fiqh point of view and bank opera¬tion policies. However, some concerns might be raised since some hidden risks can be predicted. The choice of murabahah over other products has brought some risks such as an opera¬tional bias of murabahah as it has been condemned considerably in practices, as well as a concern of dif¬ficulty in developing an ideal balance between financial and real sectors in our economy. The last mentioned factor is believed as to be an important factor in Islamic Economics concepts and development.This article is aimed at offering an alternative solution to the dilemmatic situation. The application of musharaka is deemed as to be a considerable solution. It is expected that the will¬ingness of all related parties to accept the solution will create an optimal balance between the financial and real sector in practices. In turn it will develop a stronger economic foundations.Keywords: Murabahah, musharaka, optimal balance, financial and real economic sector.

Date: 2005
References: Add references at CitEc
Citations:

Downloads: (external link)
https://journal.uii.ac.id/JAAI/article/view/807/726 (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:uii:jaaife:v:9:y:2005:i:2:id:807

Access Statistics for this article

Jurnal Akuntansi dan Auditing Indonesia is currently edited by Ana Yuliani

More articles in Jurnal Akuntansi dan Auditing Indonesia from Accounting Department, Faculty of Business and Economics, Universitas Islam Indonesia
Bibliographic data for series maintained by Ana Yuliani ().