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Impact on the financial variables of the borrowers of AVANZAR in Buenos Aires, Argentina. Period 2000-2012

Ismaira Contreras () and Alicia Gómez ()
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Ismaira Contreras: Centro de Investigaciones y Desarrollo Empresarial (CIDE), Facultad de Ciencias Económicas y Sociales, Universidad de Los Andes. Dirección: Avenida Las Américas. Núcleo Universitario Liria, Edificio G, Piso 2, Código postal 5101, Mérida, Venezuela.
Alicia Gómez: Universidad Nacional de Luján. Sede Capital. Dirección: Ecuador 871. Capital Federal - CP 1214. Buenos Aires, Argentina.

Economía, 2013, vol. 38, issue 35, 11-56

Abstract: The microcredits are short-term loans and/or micro ventures with a small amount of money given to poor people in order to contribute to poverty reduction. In the last few years, there has been a fast growth in microcredits programmes; experts wonder whether those loans are reaching the poor people and whether they are generating a positive impact on them. The goal of this article is to show some breakthroughs of a study about the evaluation of the financial impact on the microcredits programme AVANZAR. A nonexperimental study has been carried out, comparing 101 borrower’s records over time. Results report an important growth in all analyzed variables with additional signs of the positive impact that microcredits have on borrowers.

Keywords: Microcredits; impact; borrowers; financial variables. (search for similar items in EconPapers)
JEL-codes: C80 C82 C83 D24 G21 G23 L31 (search for similar items in EconPapers)
Date: 2013
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More articles in Economía from Instituto de Investigaciones Económicas y Sociales (IIES). Facultad de Ciencias Económicas y Sociales. Universidad de Los Andes. Mérida, Venezuela Facultad de Ciencias Económicas y Sociales. Instituto de Investigaciones Económicas y Sociales. Campus Universitario Liria, Edificio G, Tercer Nivel. Mérida 5101, Estado Mérida, Venezuela. Contact information at EDIRC.
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Handle: RePEc:ula:econom:v:38:y:2013:i:35:p:11-56