Determinantes del crédito bancario sudamericano: un enfoque para los datos en panel

Determinants of South American bank credit: An approach to panel data

Vitor Gomes Reginato (), Marina Silva da Cuhna () and Marcos Vasconcelos ()
Authors registered in the RePEc Author Service: Marina Silva da cunha ()

Estudios Economicos, 2020, vol. 037 (Nueva Serie), issue 74, 37-70

Abstract: The objective of this paper is to analyze the determinants of the domestic banking credit in the South American countries, based on panel data, for the period 2000 to 2016. The results indicate that domestic deposits and liabilities to non-residents contribute positively to the growth of private credit, with domestic funding having a more representative impact than foreign funding. Economic growth leads to a greater demand for credit and an increase in credit, while higher domestic and US interest rates reduce credit growth. Rising inflation also negatively affect private sector credit. In addition, as regards credit composition, domestic deposits and economic growth are the main components of credit expansion, and, in turn, inflation and domestic interest rates contribute negatively

Keywords: crédito bancario; panel de datos; América del Sur; bank credit; data panel; South America (search for similar items in EconPapers)
JEL-codes: E44 E51 G21 (search for similar items in EconPapers)
Date: 2020
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Persistent link: https://EconPapers.repec.org/RePEc:uns:esteco:v:37:y:2020:i:74:p:37-70

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