FINANCIAL DIGITALIZATION FOR CONSUMERS, COMPANIES AND FINANCIAL INSTITUTIONS – KEY TRANSFORMATIONS

Tudor Ciumara
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Tudor Ciumara: Centre for Financial and Monetary Research “Victor Slavescu”, N.I.E.R., Romanian Academy, Bucharest, Romania

Journal of Financial and Monetary Economics, 2022, vol. 10, issue 1, 120-123

Abstract: In this paper we explore the most important changes that financial digitalization imposes on the activity of individuals, companies and financial institutions. We evaluate these changes through the lens of financial literacy and education, in order to draw conclusions regarding the importance of financial education during the digitalization of the economy. Key transformation factors are identified and presented in a structured manner, in order to facilitate future research. This paper builds on existing research in the field and also contributes to the relevant literature with a fresh perspective on current financial transformations.

Keywords: digitalization; financial literacy; financial education (search for similar items in EconPapers)
JEL-codes: D14 G50 O33 (search for similar items in EconPapers)
Date: 2022
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Persistent link: https://EconPapers.repec.org/RePEc:vls:rojfme:v:10:y:2022:i:1:p:120-123

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