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THE TRENDS AND CHARACTERISTICS OF DEVELOPMENT OF ASSOCIATIONS OF LOAN AND SAVINGS IN MOLDOVA

Viorica Popa and Ludmila Munteanu
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Viorica Popa: National Institute for Economic Research, Academy of Sciences of Moldova, Chişinău, Republic of Moldova
Ludmila Munteanu: National Institute for Economic Research, Academy of Sciences of Moldova, Chişinău, Republic of Moldova

Journal of Financial and Monetary Economics, 2014, vol. 1, issue 1, 131-136

Abstract: The objective of this article is to analyze the microfinance sector in Moldova, through elucidation of the main trends of development of savings and loan associations in the past five years. The financial market in Moldova consists of banking and non banking financial institutions by providing credit and loans for meeting the financial demand. The non-banking financial institutions include: central association, microfinance organization and savings and loan associations. Therefore in the paper the author intends to analyze and evaluate the work of savings and loan associations, as reflected through the improvement of all indicators. The emergence of these institutions is caused by the need of rural microfinance sector activity, as well as the financial support for small and medium businesses namely entrepreneurship in the sphere of production, trade and services.

Keywords: non-bank financial institutions; microfinance; savings and loan associations; stability; rural sector (search for similar items in EconPapers)
JEL-codes: G21 G23 (search for similar items in EconPapers)
Date: 2014
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