RISK MANAGEMENTATTITUDEOF BANKS: COMPARATIVE ANALYSESOF NATIONAL AND FOREIGN BANKS IN GERMANYAND KYRGYZSTAN

Christian Brauweiler () and Nurbek Madmarov ()
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Christian Brauweiler: Business Administration, Management Accounting & Internal AuditingWHZ Westsachsische Hochschule Zwickau (Univ. of Applied Sciences)
Nurbek Madmarov: Visiting Researcher at Faculty of Business and EconomicsWHZ Westsachsische Hochschule Zwickau (Univ. of Applied Sciences)

Economic Science, education and the real economy: Development and interactions in the digital age, 2020, issue 1, 123-137

Abstract: The primary purpose of this study is to examine bank profiles and bank staffcharacteristics in Germany and Kyrgyzstan. The secondary objective is to compare the extent to which the banks in Germany and Kyrgyzstan use risk management practices and risk management process variables first within the country cases then between two-country cases. A questionnaire including 3 bank profile, 9 participant characteristics and 36 ordinal closed-ended risk management attitude questions is collected during October 2019-April 2020. After performing AD Normality tests, to test the hypotheses Kruskal-Wallis H test is used. The findings showed that while the banks in Germany are mostly faced with operational risk, the banks in Kyrgyzstan are faced with credit risk. It was also found that the two country banks are efficient in risk management practices and process. However, when two country banks were compared, the banks in Germany are more efficient in risk management activities than the banks in Kyrgyzstan. In the regression analysis, risk monitoring is found to be the most influencing variable (inboth countries) to contribute the dependent variable.

Keywords: Risk management practices and process; Bank and bank staff profiles; Banks in Germany and Kyrgyzstan; Normality and Kruskal-Wallis tests; Risk types; Efficiency; Regression model (search for similar items in EconPapers)
JEL-codes: C10 C12 C14 C93 G32 (search for similar items in EconPapers)
Date: 2020
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Persistent link: https://EconPapers.repec.org/RePEc:vrn:cfdide:y:2020:i:1:p:123-137

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