 Financial Regulation and Technological Innovations - an Indisputable Commitment or Danger of Overconfidence?Nedyalko Valkanov ()
Financial Navigator Journal (selected edition), 2025, issue 1, 143-152 Abstract: The ongoing digital transformation of the financial sector has significantly altered not only the financial services themselves, but also the landscape of financial regulation and supervision. This article explores the dual dimensions of technological innovations used for compliance and supervisory purposes in finance. It argues that while such developments offer efficiency and scalability, they also introduce new operational vulnerabilities that may exceed traditional financial risks in complexity and impact. The paper avoids specific regulatory case studies, focusing in-stead on particular conceptual points of emerging interdependencies and the potential risk of overconfidence in high-tech compliance mechanisms. It concludes by emphasizing the need for a balanced approach that fosters innovation while ensuring resilient, adaptive regulatory safeguards. Keywords: Financial Innovations; Financial Regulations; Regulatory Technologies (RegTech); Compliance (search for similar items in EconPapers) Downloads: (external link) Related works: Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text Persistent link: https://EconPapers.repec.org/RePEc:vrn:cfinrd:y:2025:i:1:p:143-152 Access Statistics for this article Financial Navigator Journal (selected edition) is currently edited by Stoyan Kirov More articles in Financial Navigator Journal (selected edition) from University of Economics Varna Contact information at EDIRC. |
Is your work missing from RePEc? Here is how to contribute.
Questions or problems? Check the EconPapers FAQ or send mail to .
EconPapers is hosted by the
School of Business at Örebro University.