Mediation in the Reg-Tech Era: An Instrument for Balancing Regulatory Compliance with Innovative FinTech Development

Alexander Apostolov () and Julia Stoeva ()

Financial Navigator Journal (selected edition), 2025, issue 1, 153-162

Abstract: This paper explores the growing significance of mediation as an effective dispute resolution mechanism within the FinTech and RegTech sectors, against a backdrop of intensifying regulatory requirements and rapid technological innovation. It argues for the integration of mediation into compliance frameworks as a flexible, confidential, and cost-efficient Alternative Dispute Resolution (ADR) tool capable of addressing sector-specific challenges such as AML/KYC obligations, data protection, and regulatory uncertainty. By examining the intersection between Reg-Tech solutions and evolving legal standards, the study demonstrates how mediation enhances regulatory compliance while supporting the sustainable development of the sector.

Keywords: Mediation; Regulatory Compliance; RegTech; FinTech; StartUp (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:vrn:cfinrd:y:2025:i:1:p:153-162

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