Features of the Transformation of the Regional Models of the Households’ Financial Behavior

Popelo Olha (), Dubyna Maksym (), Kholiavko Nataliia (), Panchenko Olena () and Tarasenko Artem ()
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Popelo Olha: Dr. Assoc. Prof. Chernihiv Polytechnic National University, Ukraine, 95 Shevchenko Str., Chernihiv, Ukraine
Dubyna Maksym: Dr. Prof. Chernihiv Polytechnic National University, Ukraine, 95 Shevchenko Str., Chernihiv, Ukraine
Kholiavko Nataliia: Dr. Assoc. Prof. Chernihiv Polytechnic National University, Ukraine, 95 Shevchenko Str., Chernihiv, Ukraine
Panchenko Olena: PhD, Assoc. Prof. Chernihiv Polytechnic National University, Ukraine, 95 Shevchenko Str., Chernihiv, Ukraine
Tarasenko Artem: PhD. Assoc. Prof. Chernihiv Polytechnic National University, Ukraine, 95 Shevchenko Str., Chernihiv, Ukraine

Management Theory and Studies for Rural Business and Infrastructure Development, 2022, vol. 44, issue 1, 117-124

Abstract: The article is devoted to identifying the features of the transformation of the regional models of the households’ financial behavior. An algorithm and a method for determining the level of the households’ financial behavior transformation are proposed. Based on this methodology, the authors made calculations that allowed to group the regions according to the level of the households’ financial behavior transformation. As a result, four groups of regions have been identified: with a high level of the households’ financial behavior transformation, with a level above average, with a medium and low level of the households’ financial behavior transformation. Features of each group of regions are described. The increase in the impact of digitalization on the financial behavior of households as a result of the COVID-19 pandemic has been demonstrated.

Keywords: digitalization; financial behavior; household; the level of the households’ financial behavior transformation; regional models of financial behavior; transformation (search for similar items in EconPapers)
JEL-codes: D1 G4 (search for similar items in EconPapers)
Date: 2022
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Persistent link: https://EconPapers.repec.org/RePEc:vrs:mtrbid:v:44:y:2022:i:1:p:117-124:n:11

DOI: 10.15544/mts.2022.12

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