Three Problems of the Finances of Polish Agriculture

Kulawik Jacek (), Herda-Kopańska Justyna (), Klimkowski Cezary () and Soliwoda Michał ()
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Kulawik Jacek: Institute of Agricultural and Food Economics National Research Institute, Department of Finance and Risk Management; ul. Świętokrzyska 20, 00-002 Warsaw, Poland.
Herda-Kopańska Justyna: Institute of Agricultural and Food Economics National Research Institute, Department of Finance and Risk Management; ul. Świętokrzyska 20, 00-002 Warsaw, Poland.
Klimkowski Cezary: Institute of Agricultural and Food Economics National Research Institute, Department of Finance and Risk Management; ul. Świętokrzyska 20, 00-002 Warsaw, Poland.
Soliwoda Michał: Institute of Agricultural and Food Economics National Research Institute, Department of Finance and Risk Management; ul. Świętokrzyska 20, 00-002 Warsaw, Poland.

Zagadnienia Ekonomiki Rolnej / Problems of Agricultural Economics, 2025, vol. 382, issue 1, 29-56

Abstract: Aim The article is devoted to three issues in the finances of Polish agriculture: the flow of funds, the importance of external capital, and crop and livestock insurance, which were subjectively considered important for the functioning and development of this sector. The main objective is to identify, describe, and analyze the processes, trends, and challenges in the areas of generating surplus funds in Polish agriculture, its credit and leasing financing, and crop and livestock insurance. Material and Methods The article uses a combination of two main methodological approaches: a modified systematic literature review done by combining a backward snowballing technique with a manual search of selected publications and an empirical analysis of publicly available statistical data and data collected for use by public institutions involved in the conduct of agricultural policy, particularly financial policy. This approach falls within the mixed methods design (MMD). The statistical data cover the 2004–2022 period. Results The general conclusion of the analysis is that three negative phenomena have accumulated in the finances of Polish agriculture at the beginning of the current decade: the stagnation of surplus fund generation, stagnation in crop and livestock insurance, and the decline in nominal and real credit debt. Conclusions These issues stem from multiple causes, both intersectoral and linked to the agricultural environment. Reversing these trends will not be easy or achievable in the short term.

Keywords: agricultural finance; agricultural credit; agricultural insurance (search for similar items in EconPapers)
JEL-codes: G22 H81 Q14 (search for similar items in EconPapers)
Date: 2025
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Persistent link: https://EconPapers.repec.org/RePEc:vrs:zerpae:v:382:y:2025:i:1:p:29-56:n:1001

DOI: 10.30858/zer/190890

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