BANKRUPTCY, MEDICAL INSURANCE, AND A LAW WITH UNINTENDED CONSEQUENCES

Thomas G. Koch

Health Economics, 2014, vol. 23, issue 11, 1326-1339

Abstract: Congress passed the Emergency Medical Treatment and Active Labor Act (EMTALA) in 1986, guaranteeing a standard of medical care to anyone who entered an emergency room. This guarantee made default a more reliable substitute for medical insurance. I construct a tractable structural model of the medical insurance market and find that repealing EMTALA would increase the fraction of the population with insurance while decreasing its price. Copyright © 2013 John Wiley & Sons, Ltd.

Date: 2014
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Persistent link: https://EconPapers.repec.org/RePEc:wly:hlthec:v:23:y:2014:i:11:p:1326-1339

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