Poverty alleviation and enterprise development: The need for a differentiated approach

Prabhu Ghate, Evelinda Ballon and Virginia Manalo
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Prabhu Ghate: A-71 Nizamuddin East, New Delhi, 110013 India, Postal: A-71 Nizamuddin East, New Delhi, 110013 India
Evelinda Ballon: A-71 Nizamuddin East, New Delhi, 110013 India, Postal: A-71 Nizamuddin East, New Delhi, 110013 India
Virginia Manalo: A-71 Nizamuddin East, New Delhi, 110013 India, Postal: A-71 Nizamuddin East, New Delhi, 110013 India

Journal of International Development, 1996, vol. 8, issue 2, 163-178

Abstract: In an exploration of two different types of microenterprises via 16 cases from the Philippines, the authors identify fundamental distinctions relevant to the provision of micro-credit services. Lower barriers to entry and intense competition prevent many 'livelihood' activities from becoming microenterprises. Livelihood enterprises are usually a source of secondary income, provide psychological as well as economic value to workers, exhibit evidence of savings, and benefit from growth via access to credit. As such, the main rationale for providing credit and other assistance to livelihood programmes is poverty reduction. The authors conclude that small and microenterprises do not live by credit alone.

Date: 1996
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Persistent link: https://EconPapers.repec.org/RePEc:wly:jintdv:v:8:y:1996:i:2:p:163-178

DOI: 10.1002/(SICI)1099-1328(199603)8:2<163::AID-JID379>3.0.CO;2-L

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