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Early Results on Cost and Utilization from Mandating Well-Child Care Benefits

Nancy Sutton-Bell

Journal of Insurance Issues, 1993, vol. 16, issue 1, 15-38

Abstract: Mandated well-child care benefits have only recently been enacted, so little information on the cost and utilization of these benefits is available. This article reports the results of a study on the actual premium increases, utilization, and cost of these benefits in Florida. The findings indicate that the cost impact of mandated benefits for well-child care has been rather minimal. The utilization of this benefit was low in comparison with recommended care, and the premiums charged exceeded those needed to pay actual claims.

Date: 1993
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