Mutual versus Stock Insurers: A Synthesis of the Theoretical and Empirical Research

Richard MacMinn and Yayuan Ren

Journal of Insurance Issues, 2011, vol. 34, issue 2, 101-111

Abstract: The coexistence of mutual and stock organizational form in insurance has been the topic of extensive study. This article provides a review of theoretical and empirical literature from three perspectives: agency problems in each form, efficiency, and the causes of conversion between the two forms. Issues in the existing literature and unanswered questions are also identified.

Date: 2011
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Persistent link: https://EconPapers.repec.org/RePEc:wri:journl:v:34:y:2011:i:2:p:101-111

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