Sex and Vehicle Accidents Under Constant Exposure: An Expository Study of Bus Drivers

Jack E. Nicholson and Robert J. Carney

Journal of Insurance Issues, 1985, vol. 8, issue 2, 41-67

Abstract: In this study the authors attempt to evaluate the difference in male and female accident rates when driving exposure is held constant. The effects of several other personal characteristics of drivers which include age, marital status, and experience are also considered in the analysis. In order to study the effects of these variables under constant exposure, two samples of bus drivers are used for the study. A pooled multiple Poisson regression model is utilized in the analysis. The results of the study tend to add support for the use of traditional rating factors being used by the automobile insurance industry.

Date: 1985
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