EconPapers    
Economics at your fingertips  
 

Exploring Antecedent Difference between Early and Late Adopters of Disruptive Innovation in E-business Microcredit Context: Evidence from China

Wenyao Zhang () and Qingpu Zhang ()
Additional contact information
Wenyao Zhang: School of Management, Harbin Institute of Technology, Heilongjiang, P. R. China
Qingpu Zhang: School of Management, Harbin Institute of Technology, Heilongjiang, P. R. China

International Journal of Innovation and Technology Management (IJITM), 2017, vol. 14, issue 06, 1-29

Abstract: This paper aims to explore the antecedents affecting adoption intention and behavior independently of early and late adopters of disruptive innovation (DI) in e-business microcredit context in China. The authors make an integrative overview of consumer innovation adoption relevant literature and DI theory, combined with features in e-business microcredit context, to develop a conceptual framework based on seven antecedents. A qualitative approach incorporating focus group interviews and semi-structured interviews was utilized. Findings suggest that adoption intention increases with perceived benefits or innovativeness or knowledge, thus easily becoming early adopters, and vice versa; adoption behavior is hindered with increased perceived risks, thus easily becoming late adopters, and vice versa; mass media has an impact for early adopters, herd behavior and word of mouth for late adopters but no effect for early adopters; perceived compatibility and perceived complexity have no incentives for early or late adopters. This study makes theoretical contribution to DI theory development with regard to its market diffusion and adoption from the demandside perspective, and also provides practical implications for e-business microcredit service and other internet-based financial product adoptions.

Keywords: Adoption intention and behavior; early and late adopters; disruptive innovation; e-business microcredit (search for similar items in EconPapers)
Date: 2017
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (2)

Downloads: (external link)
http://www.worldscientific.com/doi/abs/10.1142/S0219877017500328
Access to full text is restricted to subscribers

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:wsi:ijitmx:v:14:y:2017:i:06:n:s0219877017500328

Ordering information: This journal article can be ordered from

DOI: 10.1142/S0219877017500328

Access Statistics for this article

International Journal of Innovation and Technology Management (IJITM) is currently edited by H K Tang

More articles in International Journal of Innovation and Technology Management (IJITM) from World Scientific Publishing Co. Pte. Ltd.
Bibliographic data for series maintained by Tai Tone Lim ().

 
Page updated 2025-03-20
Handle: RePEc:wsi:ijitmx:v:14:y:2017:i:06:n:s0219877017500328