Testing the Technology Readiness and Acceptance Model for Mobile Payments Across Germany and South Africa

Miriam Martens, Oliver Roll () and Roger Elliott ()
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Miriam Martens: Detecon International GmbH, Sternengasse 14-16, D-50676 Cologne, Germany
Oliver Roll: HS Osnabrück, Faculty of Business Administration and Social Sciences, Caprivistrasse 30, D-49076 Osnabrueck, Germany
Roger Elliott: University of Fort Hare, Department of Business Management, East London 5201, South Africa

International Journal of Innovation and Technology Management (IJITM), 2017, vol. 14, issue 06, 1-19

Abstract: The acceptance of mobile payments has been limited. This paper, therefore, attempts to investigate the determinants of mobile payment adoption. To this end, it examines the relationships between the personality trait dimensions of the Technology Readiness Index 2.0 and the system-specific dimensions of the Technology Acceptance Model in Germany and South Africa. The model was tested using structural equation modeling. Results show that some, but not all, of the Technology Readiness Index 2.0 variables had a significant influence on the dimensions of the Technology Acceptance Model. Perceived Usefulness was the strongest predictor of the intention to use mobile payments. The factor “country” did not moderate the structural relationships.

Keywords: Technology Readiness Index 2.0; Technology Acceptance Model; technology readiness and acceptance model; mobile payment (search for similar items in EconPapers)
Date: 2017
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Citations: View citations in EconPapers (9)

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DOI: 10.1142/S021987701750033X

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